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How do I enroll?
To enroll in the wellness plan, contact the Wellness Team at (904) 474-3158 or Wellness@HRDelivered.com. A
team member will share your net pay impact and review any plan information. After initial enrollment, there are quarterly open enrollments for this plan.
When are the quarterly Open Enrollment periods?
The deadlines to enroll are 2/15, 5/15, 8/15, and 11/15. You will see deductions begin the following month (3/1, 6/1, 9/1, 12/1), and will be fully effective on the plan after a month of deductions (1/1, 4/1, 7/1, 10/1).
When will my benefits start?
The wellness plan is a pay-ahead program with a plan effective date of the first of the month following the month that wellness plan deductions appear on your paycheck. Once your plan is effective, you will receive login instructions to access your account for the first time.
Who can I contact if I need assistance with my account?
You will not be able to access your account until after your plan effective date. Reach out to the Wellness Team at (904) 474-3158 or wellness@hrdelivered.com for live support.
How much does the plan cost?
The plan has a Section 125 tax benefit, and there will often be $0 out-of-pocket costs due to tax savings from the tax-advantage benefit., which often cover the plan’s cost. As long as your tax savings are over $190/month, you will have no cost associated with this plan- in fact, you may receive extra tax savings in your take-home pay!
What are the deductions employees will see on their paystubs?
PLAN Loss Fund: This is a pre-tax deduction that lowers enrollees’ tax liability; usually offsets the plan’s cost, often leaving employees with a positive net impact on their paycheck.
PLAN Premium: This is a post-tax deduction that covers the cost of health benefits like in-person care and telemedicine.
PLAN Benefit: This is a credit that offsets other deductions; it is non-taxable as it’s considered an insurance benefit.
How will being on this plan affect my paycheck?
The average net pay increase is $125 per month but the tax savings amount varies based on gross pay, W-4 elections, and other deductions. You will need to contact the Wellness Team to review this information prior to enrolling.
How will the deductions show on the employees’ W-2 at the end of the year?
Like dental and pre-tax medical deductions; no additional action is required by employees. Check out our W-2 FAQ under the Documents Page for more information.
How can I access the plan documents?
All information is available in both English and Spanish. You can access your Summary of Benefits through the Resource Center in your app account, after your effective date.
Can I use the wellness plan as my only source of medical insurance?
This plan can act as a minimal essential coverage (MEC) plan, but keep in mind that there is limited coverage. Primary Care, Urgent Care, and Pharmacy have covered services, while specialty appointments and hospitalization are not covered.
Can this plan be used with Medicare, Tricare, or other health insurance?
Yes, the wellness plan is designed to complement primary health coverage.
Do employees need to specify their Primary Care Physician (PCP)?
No, PCP specification is not needed. The provider only needs to be in the First Health network.
What happens if I miss my monthly activity?
You’ll need to complete an activity within 60 days or risk being taken off the wellness plan. We also send out emails to help you stay current each month. Keep in mind, this does not opt you out of the program. Reach out to the Wellness Team for enrollment support.
Who can I contact if I have plan coverage questions?
Contact the Wellness Team at (904) 474-3158 or wellness@hrdelivered.com.
How can I opt-out of the Wellness Plan?
Contact the Wellness Team at (904) 474-3158 or wellness@hrdelivered.com to request to opt out at the end of the quarter or to complete an acknowledgment to be removed outside of the quarterly open enrollment.
Learn more about Wellness
Our wellness plan compliments your existing health insurance or works as a standalone minimal essential coverage plan. Get easy, affordable access to basic healthcare services with little to no cost. Learn more today!
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