Enrolling in a 401k has never been easier thanks to our PEO-backed 401(k) retirement plan. By integrating our HR with your 401(k) plan, you'll receive one dedicated consultant to quarterback the entire onboarding process.
HRDelivered partners deliver a Multiple Employer Plan (MEP) 401(k) designed specifically for small and mid-sized businesses. Instead of managing multiple vendors, compliance requirements, and employee questions, you get one unified solution backed by experts.
Starting or switching a 401(k) plan doesn't have to disrupt your business. HRDelivered manages the entire process from start to finish - drafting and maintaining plan documents, integrating your 401(k) with payroll, coordinating transitions from prior providers, launching employee enrollment, and managing all required notices.
We communicate directly with employees via email and mail to ensure participation and ongoing compliance, so you don't have to. Your role is minimal - simply e-sign a few documents, and we take care of the rest.
Managing a retirement plan shouldn't mean juggling multiple vendors or waiting on offshore call centers. With HRDelivered, you'll have one dedicated point of contact who understands your business and oversees your 401(k) alongside your broader HR services.
One expert who knows your business, your employees, and your 401(k) - no call center, no hand-offs.
401(k) contributions sync seamlessly with payroll, eliminating manual reconciliation and errors.
We handle all ERISA compliance, required notices, and annual reporting - so you never miss a deadline.
No surprises, no incentive-driven recommendations. All costs and responsibilities outlined clearly at the start.
We communicate with employees directly via email and mail to drive participation and answer their questions.
A Multiple Employer Plan reduces your fiduciary burden and pools administrative costs across participating employers.
Today's workforce views retirement benefits as a core part of total compensation - not a perk. A well-designed 401(k) plan helps employers compete for talent, strengthen loyalty, and build a more stable, engaged workforce.
Common questions about HRDelivered's PEO-backed 401(k) retirement plans for small and mid-size businesses.
A Multiple Employer Plan (MEP) 401(k) is a retirement plan that allows multiple employers to participate in one unified plan. This structure significantly reduces administrative burden, lowers costs through pooled management, and reduces fiduciary liability for each participating employer. HRDelivered's MEP 401(k) is designed specifically for small and mid-sized businesses who want the quality and features of a large-company plan without the complexity.
Because HRDelivered manages both payroll and HR administration, we can directly sync 401(k) contribution data with each payroll run. This eliminates the need for manual data transfers, reconciliation, or separate remittances to a third-party record keeper. The result is fewer errors, faster processing, and a much simpler experience for both you and your employees.
Yes. HRDelivered handles 401(k) transfers from prior providers as part of our onboarding process. We coordinate the transition, draft required plan documents, manage employee communications, and handle all required notices. Your role during the switch is minimal - typically just a few e-signatures. Our team ensures no disruption to employee contributions or plan continuity during the transfer.
Transparency is a core value at HRDelivered. At the start of our relationship, we clearly outline all costs and responsibilities in writing. There are no hidden fees, no incentive-driven recommendations, and no surprises at renewal. Our pricing is designed to support long-term trust and is competitive with or lower than standalone TPA/record keeper arrangements of similar scope.
Yes - and bundling is one of the biggest advantages of the HRDelivered platform. Our 401(k) is designed to work alongside health insurance, wellness benefits, payroll, HR support, compliance, and more. Having all services under one roof means one point of contact, fewer vendor relationships to manage, and a more cohesive employee experience from onboarding through retirement.
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